INDEX
EXHIBIT “C”
AMENDED BY LAWS OF EDGEWATER CONDOMINIUM

ARTICLE &
SECTION                SUBJECT                                                                

ARTICLE I                NAME AND LOCATION                                            

ARTICLE II                PURPOSES                                                       

ARTICLE III                MEETINGS                                               
Section 1                Place of Meetings                                      
Section 2                Annual Meeting                                                
Section 3                Special Meetings                                                
Section 4                Fixed Record Date                                        
Section 5                Notice of Meeting                                              
Section 6                Waiver of Notice                                                     
Section 7                Quorum of Unit Owners                                              
Section 8                Voting                                                              
Section 9                Proxies                                                                                   
.  Section 10                Action of the Unit Owners                                                     
Section 11                Written Consent of Unit Owners:                                                
                    Approval or Disapproval                                                           
Section 12                Order of business – Annual Meeting                         
Section 13                Order of Business – All other meeting                            

ARTICLE IV                MANAGERS                                                   
Section 1                Board                                                              
Section 2                Number and Term of Office                                     
Section 3                Nomination and Election                                          
Section 4                Removal and Resignations                                                    
Section 5                Quorum                                                              
Section 6                Action of the Board                                                                    
Section 7                Vacancies in the Board                                                              
Section 8                Time and Place of Board Meeting                                                                 
Section 9                Notice of Meeting and Waivers                                                 
Section 10                Presiding Officer                                                          
Section 11                Fees                                                                                                      
Section 12                Powers and Duties of the Board                                                 

ARTICLE V                OFFICER                                               
Section 1                Election                                                          
Section 2                President                                                                         
Section 3                Vice President                                                                             
Section 4                Secretary                                `                      
Section 5                Treasurer                                                                                     
Section 6                Removal of employees and officers                                     

ARTICLE VI                FISCAL MANAGEMENT                                     
Section 1                Provisions for fiscal management                                       
Section 2                Proposed budget and proposed assessments                              
Section 3                Deposits and withdrawals                                                       
Section 4                Audit                                                               
Section 5                Fidelity Bonds                                                       
                                            
    
ARTICLE VII                PARLIAMENTARY RULES                               
            
ARTICLE VIII                AMENDMENTS                                                      
Section 1                Proposed amendment                                                                  
Section 2                Resolution adopting proposed amendment                               
Section 3                Adopted amendment                                                                                                      

ARTICLE IX                MEMBERSHIP LIST                                           
Section 1                Owner’s name and address                                                        
Section 2                Determination of the record date                                              
Section 3                Power to close membership                                           

ARTICLE X                FISCAL YEAR                                                                         

ARTICLE XI                EXECUTION OF INSTRUMENTS                                        

ARTICLE XII                RULES AND REGULATIONS                                               
                                                                                          


                                      
EXHIBIT “C”

AMENDED BY-LAWS
OF
EDGEWATER CONDOMINUM

ARTICLE I
NAME AND LOCATION
These are the amended By-Laws of the Edgewater Condominium hereinafter called the Condominium.  The Principal office of the Condominium shall be
located on West Lake Road, Westfield, New York.

ARTICLE II
PURPOSES
    This Condominium is formed under the provisions of Article 9-B of the Real Property law of the State of New York, known as the Condominium Act, to serve
as the means through which the unit owners may express their opinions, wishes, and take action with regard to the administration, management and operation
of the Condominium and the Condominium property described in the Declaration.

ARTICLE III
MEETINGS
    Section 1. PLACE OF MEETINGS:  The unit owners of the Condominium shall hold meetings at the principal office of the Condominium or at such place
within the Town of Westfield, County of Chautauqua and State of New York as the Board of Managers shall authorize.

    Section 2.  ANNUAL MEETING:  The annual meeting of the unit owners of the Condominium shall be held at the Condominium in a room designated by
the Board of Managers at 4:00pm on the second Sunday in June, at which time the unit owners shall elect a Board of Managers of the Condominium, and may
transact such other business as may properly come before the meeting.

    Section 3.  SPECIAL MEETINGS:  Special Meetings of the unit owners may be called by the President, Vice-President, Secretary, or by a majority of the
Board of Managers and must be called by such officers upon receipt of a written request from ten or more of the unit owners.  Such written request shall state
the purpose or purposes of the proposed meeting. Business transacted at a Special Meeting shall be confined to the purposes stated in the notice.

    Section 4.  FIXING RECORD DATE:  For the purpose of determining the unit owners entitled to notice of any meeting of the Condominium, or any
adjournment thereof, or for the purpose of any other action, the Board of Managers shall fix in advance, a date as the record date for such determination.  Such
date shall not be more than thirty nor less than ten days before the date of the meeting.  If no record date is fixed, then the date shall be determined in
accordance with the provisions of law relating thereto.

    Section 5.  NOTICE OF MEETING:  Notice of meetings of the unit owners of the Condominium shall be in writing.  Notice of the meetings other than the
annual meeting shall indicate and state that it is being issued by or at the direction of the person or persons calling the meeting.  Such notice shall be mailed
or delivered not less than five nor more than twenty days prior to the date of the meeting.  Notice of all meetings at which disposition is to be made of assets,
placing of liens, imposing assessments for major repair or improvement, granting of rights or easements in the Condominium property must also be given to the
holders of  first mortgages on the units.

    Section 6:  WAIVER OF NOTICE:         Notice of the meetings need not be given to any unit owner who signs a waiver of notice either in person or by proxy
whether before or after the meeting.  The attendance of any unit owner at a meeting, in person or proxy, without protesting prior to the conclusion of the
meeting the lack of proper notice of such meeting shall constitute a waiver of notice of the meeting by him.
                            
                                            C-3
    


    Section 7.  QUORUM OF UNIT OWNERS:  A quorum of unit owners’ meetings shall consist of persons holding thirty or more units, entitled to vote thereon.  
The subsequent joinder of a unit owner in the action taken at a meeting by signing and concurring in the minutes thereof shall constitute the presence of such
person for the purpose of determining a quorum.  When a quorum is once present to organize the meeting, it cannot be broken by the subsequent withdrawal of
a unit owner or owners. The unit owners present may adjourn the meeting despite the absence of a quorum.

    Section 8: VOTING:  Each unit owner shall be entitled to an equal vote with all other unit owners; i.e. 1/104.  When more than one person holds an interest
in any unit, the vote for such unit shall be exercised as the owners among themselves determine, but in no event shall more than one vote be cast with respect
to any unit.  Each unit owner shall be entitled to vote at all meetings of unit owners.  Each vote shall be cast by the unit owner or by his proxy when filed with
the Secretary of the condominium.  A unit which has been acquired by the Board of Managers in its own name or in the name of its agent, designee or
nominee on behalf of all of the unit owners shall not be entitled to a vote so long as it continues to be so held.

    Section 9.  PROXIES:  A vote may be cast in person or by proxy.  To be valid, proxies must be duly signed and acknowledged by the unit owner and must be
filed with the Secretary before the appointed time of the meeting.  A proxy is valid only for the particular meeting designated therein.  A proxy may be revoked
by the unit owner by appearance in person at the meeting and there and then filing with the Secretary at that time notice of the revocation.

    Section 10.  ACTION OF THE UNIT OWNERS:  A quorum being present, a vote of the majority of those present shall constitute the action of the unit owners
and be binding upon all unit owners except as to those matters where the law and condominium documents require a different majority.

    Section 11.  WRITTEN CONSENT OF UNIT OWNERS:  APPROVAL OR DISAPPROVAL:  Any action that may be taken by a vote may be taken without a
meeting on written consent duly acknowledged setting forth the action so taken or to be taken of the unit owners holding in interest the majority of the shares
entitled to vote thereon in accordance with Section 8 hereof.  Approval or disapproval of a unit owner on any matter whether or not the subject of a meeting
shall be by the person holding title to the unit on the books of the Condominium at the time of the execution of the instrument, if no meeting is being held, or
by the person owning the unit on the record date, if such record date has been fixed and a meeting is to be held.

    Section 12.  ORDER OF BUSINESS:  The order of business at the annual meeting of the unit owners of the Condominium shall be:
The Current Board President shall chair the meeting.
(a)        Calling the roll and certifying the proxies.
(b)        Proof of notice of the meeting or certification as to waivers.
(c)        Reading and disposal of unapproved minutes.
(d)               Reports of the Board of Managers of the Condominium
(e)               Introduction of the inspectors of election who have been appointed by the Board President in
                accordance with the By-laws.
(f)        Election of Board of Managers of the Condominium
(g)        Unfinished Business
(h)        New Business
(i)        Adjournment
     
    Section 13.   The order of business at all other meetings of the unit owners shall, as far as practical, conform to the order of business at the annual meeting
insofar as the special purpose of the meeting will permit.


                                            C-4




ARTICLE IV
MANAGERS
    Section l.  BOARD:  The Condominium shall be managed by a Board of Managers, each of whom shall be over the age of twenty-one years, and a unit
owner.

    Section 2.  NUMBER AND TERM OF OFFICE:  The Board of Managers shall consist of five persons.  Members of the Board shall be elected for a term of two
years and the terms of at least 1/3 of the members of the Board shall expire annually.  The Board may be enlarged in multiples of two in the manner set forth in
Section 3-I, but in no event shall the Board consist of more than nine.

            Section 3.  NOMINATION AND ELECTION:
    A. At least two months preceding the annual meeting of the Condominium, there shall be
appointed by the President, a nominating committee of seven; two of whom shall be members of the Board whose term of office does not expire at the time of
the ensuing annual election, if there be such members of the Board; five of whom shall be unit owners holding no office in the Condominium.  The nominating
committee shall meet with speed and after considering the qualifications of persons, shall select a person or persons to be proposed for election to the Board of
Managers at the forthcoming annual meeting of the Condominiums.  No member of the nominating committee shall be eligible for any nomination by said
committee at such election.  Such committee shall report its nominees by notice sent by mail to the unit owners at least one month prior to the date of the
annual meeting. The names of the nominees shall be either typed or printed upon a ballot as candidates for the Board.

    B.  Any ten unit owners in good standing may nominate candidates to the Board of Managers by presenting such nominations in writing, signed by them, to
the chairman of the nominating committee or to the secretary of the Condominium and there upon the names of such candidates shall also be typed or printed
on the official ballot with a special note as to the rights of any of the nominators.  Such petition shall be presented no less than sixteen (16) days before the
annual meeting.

    C. Before balloting for an officer or manager, the President of the Condominium shall appoint three inspectors of election who shall collect, receive, canvas
and report the votes cast at such election.  The inspectors shall not be candidates.

     D. A typed or printed ballot shall be prepared by the nominating committee and mailed to each unit owner at least fourteen (14) days before the annual
meeting.  Where there is more than one candidate for Board vacancies, such names shall be arranged in alphabetical order.

         E. The candidates receiving a plurality (a number of votes cast that is greater than the number
cast for any other candidate) of the votes cast for Board vacancies shall be declared elected.  In the case of a tie vote as to the last place to be filled, a new
ballot shall be cast in order to determine the last successful candidate excluding those with a smaller number of votes who shall be declared defeated.

    F.  No unit owner who has failed to pay his common expenses and charges and against who a lien
therefore is being prosecuted shall be eligible for election as an officer or as a member of the Board of Managers.

    G. Members of the Board of Managers and the officers of the Condominium shall be installed at the next meeting of the Board after their selection.

    H.  Managers to be elected to fill any vacancies due to death, resignation or removal shall serve for the remaining unexpired term of the managers they
replace.  Managers are elected otherwise to serve for two years.
    
         I.  If the number of managers shall have been increased they shall be elected at a special meeting called for that purpose in the manner prescribed
herein.

                                            C-5



    Section 4.  REMOVAL AND RESIGNATION:

    A.  A manager may be removed for cause by vote or action taken by the Board of Managers or by the unit       owners at a special meeting called for that
purpose.

B. Managers may not be removed without cause unless notice of the request for their removal and their   resignation has been given to them and a special
meeting has been called for that purpose.
    
C.  A manager may resign at any time by giving written notice to the Board of Managers, the President or the Secretary.  Unless otherwise specified in the letter
of resignation, the resignation shall take effect immediately upon receipt thereof by the Board of Managers or by the officers designed to receive the same and
acceptance of the resignation shall not be necessary to make it effective. A resignation will not relieve the manager resigning from his liability by reason of
malfeasance or negligence while in office.

Section 5.  QUORUM.  A majority of the Board of Managers shall constitute a quorum for the transaction of
business or for any specific item of business.  If at any meeting there is less than a quorum present, the majority of those present may adjourn the meeting from
time to time until a quorum is present.  At an adjourned meeting any business which could have been transacted at the meeting originally called may be
transacted without further notice.  The acceptance by a manager in the action of a meeting, by signing and concurring in the minutes, thereof shall constitute
the presence of such manager for the purpose of determining the presence of a quorum.

    Section 6.  ACTION OF THE BOARD:  A quorum being present, a vote of the majority of those present shall constitute the action of the Board of Managers
except as to those matters where the law and Condominium documents require a different majority.

    Section 7.  VACANCIES IN THE BOARD:         Vacancies in the Board may be filled until the date of the next annual meeting of the unit owners by the
remaining members of the Board where the period between such appointment and the date of annual meeting is three months or less.  Where the period
remaining before the date of the annual meeting is more than three months a special meeting of the unit owners is required to fill the vacancy.  The Board of
Managers shall not fill a vacancy in the Board unless such appointment is required by law or the Condominium documents to properly function as a Board.

    Section 8. TIME AND PLACE OF BOARD MEETINGS:  The Board of Managers shall meet regularly at least once a month.  It may hold its meetings at the
office of the Condominium or at such other places within the Town of Westfield, County of Chautauqua, State of New York as it may determine.  The annual
meeting of the Board shall be held immediately following the annual meeting of the unit owners at the place where such annual meeting of the unit owners is
held.  A special meeting of the Board of Managers may be called by the President or vice President on two days notice given either in writing, in person, by
telephone, or by wire to each manager.  Such special meeting must be called on the demand or request of two members of the Board.

    Section 9.  NOTICE OF MEETINGS AND WAIVERS:   Regular meetings once established may thereafter be held without notice at the time and at the place
agreed upon by the Board.  If the time or the place of a regular meeting be changed by circumstances beyond the control of the Board notice of the change
shall be given in the same manner as for a special meeting.  Notice of a meeting need not be given to any manager who submits a waiver of notice, whether
such waiver be before or after the meeting.  Attendance at the meeting shall be deemed to be a waiver of notice thereof.

    Section 10:  PRESIDING OFFICER:  The President, or in his absence the Vice President, or if both be absent, then a chairman selected and chosen by the
Board shall preside.

    Section 11.  FEES:  The fees or other compensation, if any, of all officers of the condominium and of the members of the Board shall be determined by the
unit owners at a meeting.



                                            C-6

    Section 12.  POWERS AND DUTIES OF THE BOARD:  The Board shall have all powers,  and may exercise those powers, granted to it under the
Condominium documents.  The Board of Managers shall exercise its powers and duties in accordance with the provisions of the Declaration.  These include
the power:

a.        To make, levy, and assess common charges against the unit owners for the purpose set forth in the
    Declaration and to use the same in the exercise of its power and duties.

b.        To maintain, repair, replace and operate the Condominium property and in case of casualty to reconstruct  
    and re-establish the property and to make improvements therein.

c.    To contract for the management of the property; to enforce by legal means all of the provisions of the Condominium documents, these By-laws, the Rules
and Regulations of the Condominium and the resolutions and decisions rendered in pursuance of the By-laws.

d.  To prevent loss or damage to the Condominium by paying taxes, assessments, or water rents or other liens against any part of the Condominium common
interest and to assess the same against the unit or units subject to such liens.

            e.  To fix and assess charges for use of recreation facilities for special occasions as provided in the Declaration.

                 f.  To temporarily close public places in the Condominium when required for a special use.

g. To make or amend rules and regulations respecting the use and operation of the property but not inconsistent with the Declaration.

h.        To pay the cost of all power, water, sewer, or other utility or service rendered to the Condominium which
            cannot be separately billed to the unit owners.

i.        To enforce the provisions of the Condominium documents by legal action if necessary and to employ legal
accounting, maintenance or other personnel for reasonable compensation to perform the service required for the proper administration of the Condominium.

j.   To purchase in its own name or in the name of its agent, designee or nominee either at foreclosure sale or          from a defaulting unit owner in lieu thereof
and to hold, mortgage or lease any unit.

k.  To accept a deed in its own name or in the name of its agent, designee or nominee from a unit owner who  desires to relieve himself from the payment of
future common charges.

l.  To take possession of any abandoned unit to prevent damage to the other units or to the common elements.

j.         m.   To hire and discharge persons employed for the operation of the property on such terms and conditions  as the Board in its sole discretion may
deem advisable.

n.        To do any and all things which prudent operation of the Condominium would require.



                                                    C-7


ARTICLE V
OFFICERS
            Section 1.  At the first meeting of the Board of Managers of the Condominium after the annual meeting of the owners, there shall be elected, a
President, Secretary, Treasurer and such Vice Presidents to assist the President as may be required but not exceeding three.  These officers shall all serve for a
term of one year, and they shall be members of the Board of Managers.

            Section 2.  PRESIDENT:  Shall be the Chief Executive officer of the Condominium and he shall have all of the powers and duties usually vested in a
President of the Condominium, including the power to appoint committees as he may, with the consent of the Board of Managers, deem appropriate.  He shall
exercise such other powers and duties as shall be prescribed by the Board.  He shall see that all orders and resolutions of the Board shall be carried into effect.  
He may delegate some of his duties to Vice Presidents.

            Section 3.  VICE PRESIDENT:  The Vice President shall perform all duties as shall be delegated to him by the President. He shall serve as chairman of
the respective committees, which the Board of Managers shall deem appropriate.  If there is more than one Vice President, they shall exercise the powers and
perform the duties of the President in his absence or disability in the order of their appointment.

            Section 4.  SECRETARY:  The Secretary shall see that records of all actions of the Board, the annual meeting and any special meeting of unit owners
called by the board for a specific purpose (excluding regular informational monthly meetings) are kept.  He shall attend to the giving of all notices to the unit
owners and/or managers and shall supervise the services thereof.  He shall see to the preparation and have available at each meeting of the unit owners a
certified list in alphabetical order of the names of the unit owners and of their common interest and certify which of them are entitled to vote.  He shall perform
all other duties incident to the office of Secretary of the Condominium as may be required by the President of the Board of Managers.

            Section 5.  TREASURER:  The Treasurer shall be responsible for the maintenance of the financial records of the Condominium and shall keep books of
account and shall have custody of all the common property of the Condominium including all funds, securities and evidence of indebtedness.  He shall keep
the assessment roll and the accounts of the unit owners.  He shall perform all other duties incident to a Treasurer of a Condominium as prescribed by the
Board.  He shall deposit all monies and other valuables in the name of and to the credit of the Condominium as may be ordered and authorized by the Board
and shall preserve proper vouchers for such disbursements.
He shall render an annual report at the annual meeting of the unit owners.  The Treasurer and the President shall, as prescribed by the Board, report on the
operation of the Condominium property and the payment of common expenses and the termination and collection of the common charges.

            Section 6.  All employees as such of the Condominium may be removed peremptorily by the Board.  The officers may be removed in the same manner
as the manager can be removed as provided in Section 4 of Article IV.

ARTICLE VI
FISCAL MANAGEMENT
            Section 1.  The provisions for fiscal management of the Condominium as set forth in the Declaration shall be supplemented as follows:

A.  The assessment roll shall be maintained in a set of accounting books in which there shall be an account of each unit.  Such account shall designate the
name and address of the owner or owners, the amount of each assessment against the owner, the dates and amounts in which the assessment comes due, the
amounts paid upon the account and the balance due on the assessment.  In making up the assessment roll the unit is treated as such and no division shall be
made because the unit is held by more than one person.

B.  The Board of Managers shall adopt a budget for each calendar year which shall contain estimates of the cost of performing the various functions of the
Condominium and shall include among its items:
            
            
                                                    C-8

1.        Common Expenses budget:

a.        Maintenance and operation of common elements, including landscaping.
b.        Utility service
c.        Casualty Insurance
d.        Liability Insurance
e.        Administration
f.        Any other items which the Board finds necessary to include therein.

            2.   The proposed assessment against each unit owner.
            
            Section 2.  Copies of the proposed budget and proposed assessments shall be transmitted to each unit owner on or before January 1st of the year for
which the budget is made. If the budget is subsequently amended before the assessments are made, a copy of the amended budget shall be furnished to each
unit owner concerned.

            Section 3.  The depository of the Condominium shall be such bank or banks as shall be designated from time to time by the Board of Managers.  The
monies of the Condominium shall be deposited therein.  Withdrawal of monies from such accounts shall be only by check signed by such persons as are
authorized by the Board of Managers.

            Section 4.   A financial review of the accounts of the Condominium by a public accountant shall be made annually unless a full audit is requested by
petition of at least ten unit owners.  A copy of the accountant’s report shall be furnished upon request to each unit owner not later than ninety days after the end
of the year for which the report is made.

            Section 5.  FIDELITY BONDS:  Bonds may be required by the Board of Managers for all officers and employees of the Condominium.  The amounts of
such bonds shall be determined by the Board.  The premium on such bonds shall be paid by the Condominium.


ATTICLE VII
PARLIMENTARY RULES
            Roberts Rules of Order (latest edition) shall govern the conduct of proceedings except where the Declaration or the laws of the State of New York
require a different method of procedure.

ARTICLE VIII
AMENDMENTS
            Section 1.  Amendments to the By-laws shall be proposed by either a majority of the Board of Managers or by ten unit owners of the Condominium.  
The proposed amendments must be reduced to writing and must be accompanied by the opinion of legal counsel as to whether the amendment is permitted
under the Declaration and Article 9-B of the Real Property law of the State of New York.  It shall be included in the notice of any meeting at which action is to
be taken thereon.

            Section 2.  A resolution adopting a proposed amendment may be proposed by a member of the Board of Managers or by a unit owner at a meeting
called for this purpose, and after being proposed and approved by either of such bodies, must be approved by the other.  Managers and unit owners not present
at the meeting considering such amendment may express their approval in writing or by proxy.  Such approvals must be by not less than seventy-five percent
(75%) of the Managers and by seventy-five percent (75%) in number of all the unit owners who in the aggregate own not less than seventy-five (75%) of the
common interest.

            Section 3.  An amendment when adopted shall become effective only after being recorded with the recording office in the same place where the
Condominium documents are recorded.



                                                    C-9

ARTICLE IX
MEMBERSHIP LIST
            Section 1.  Each unit owner shall have his name and address set forth on the membership list of the Condominium.  Upon presentation of satisfactory
proof of the change of ownership of the unit to the Secretary of the Condominium, the membership list shall be changed to set for the new owner’s name and
address.

            Section 2.  In the determination of the record date for the purpose of voting, the ownership of the unit upon the membership list of the Condominium
shall prevail.

            Section 3.  The Board shall have the power to close the membership list for ten days preceding any special or annual meeting of the unit holders.

ARTICLE X
FISCAL YEAR
            The fiscal year shall begin on the 1st day of January and shall end on December 31 of each year effective January 1, 1993.  The fiscal year shall not
be changed except for provided for in Article VIII.

ARTICLE XI
EXECUTION OF INSTRUMENTS
            All instruments of the condominium shall be signed, executed and acknowledged under seal by such officer or officers, as the Board of Managers shall
designate.

ARTICLE XII
RULES AND REGULATION
            The rules and regulations of the Condominium are intended to govern the details of the operation and the use of the common elements and the
restrictions and requirements for the use and maintenance of the unit.  They are designed to prevent unreasonable use of their respective units and the
common elements by other unit owners.  The rules and regulations may be amended from time to time by the Board of Managers.

             


            The foregoing By-laws have been duly adopted by the Board of Managers and these by-laws were declared by said Board to be placed in operation at
its first meeting held on the _____day of ________, 198__.


                                                    ___________________________  
                                                    Secretary

Approved:

______________________________  
Treasurer

 C-10






INDEX
AMENDED DECLARATION OF EDGEWATER CONDOMINIUMS

ARTICLE                SUBJECT                                PAGE

Article I                Intention                                          1                                  
Article II                Effective date of the Condominium                1
Article III                Description of Property                        1
Article IV                Definition and Term                        2,3&4
Article V                Buildings and Facilities erected                4
Article VI                Unit Designation and Description                4
Article VII                Character and use                                5
Article VIII                Description of Common Elements                 5
Article IX                Nature of Common Elements & Common
                       Interest                                6
Article X                Units:  Their Maintenance and Repair        7
Article XI                Units:  How Constituted and Described        8
Article XII                Board of Managers                        9
Article XIII                Charges, Assessments & Profits                10
Article XIV                Restrictions                                11
Article XV                Default on and Foreclosure of Liens
                       on units                                12
Article XVI                Compliance and Default                        12
Article XVII                Amendments                                13
Article XVIII                Insurance                                13 & 14
Article XIX                Reconstruction or Repair of Casualty
                        damage                                15
Article XX                Termination                                16 &17
Article XXI                Covenants with the land                        17
Article XXII                Liens and Suits                                17
Article XXIII                Captions                                        17
Article XXIV                Gender, Singular, Plural                        17
Article XXV                Agent for Service of Process                18
Article XXVI                Serverability                                18


AMENDED
DECLARATION OF THE
EDGEWATER CONDOMINIUM
(Pursuant to Article 9-B of the Real Property Law)

            THIS AMENDED DECLARATION is made this ________________, 19 _ by EDGEWATER CONDOMINIUM, having its principal office at 1911
Edgewater Drive, Westfield, County of Chautauqua, New York, hereinafter call the Declarant;

WITNESSETH:
            WHEREAS, a Condominium is a method of ownership which, when applied to multi-unit buildings, provides for a separate title to each unit and an
undivided interest in and to all of the property that remains; and

            WHEREAS, the said Condominium Act requires that the rights, privileges and obligations of the Declarant, unit owners, Board of Managers, mortgagees
and others interested therein, be explicitly set forth;

            NOW, THEREFORE, the Declarant, pursuant to the Condominium Act, does hereby declare and state on behalf of itself, its successors and assigns, and
on behalf of all persons having or seeking to acquire any interest of any nature whatsoever in the said condominium property, as follows:

ARTICLE I
INTENTION
            The Declarant states that it is the owner in fee simple of and hereby submits the property hereinafter described to the provisions of the Condominium
Act.

ARTICLE II
EFFECTIVE DATE OF THE CONDOMINIUM
            The effective date of the Condominium is the date when this Declaration is recorded and the other Condominium documents filed in the office of the
Clerk of the County of Chautauqua.  From and after the date of the recording of this Declaration, the property hereinabove described shall be and shall
continue to be subject to each and all the terms hereof until this Declaration and this Condominium is terminated or abandoned in accordance with the
provisions of the Condominium Act and of this Declaration.

ARTICLE III
DESCRIPTION OF PROPERTY
ALL THAT TRACT OR PARCEL OF LAND, situate in Lot 5; Town of Westfield, Chautauqua county, State of New York bounded and described as follows, to wit:
BEGINNING at a point on the centerline of State Highway #9030, also known as the Lake Road (as a 66’ right-of-way), said point being at the intersection of said
centerline with the west line of Lot 5; thence, along said lot line, N.0  22’ 30” E., passing over iron pin at 40.00 feet, 221.45 feet, 792.93 feet and 1444.46
feet, a total distance of 1518 feet, more or less, to waters of Lake Erie; thence, along said line, as it winds and turns, to the northeast corner of land as conveyed
to Joseph J. Neratko et ux by Land Contract recorded in Chautauqua County in Liber 1349 at Page 141; thence along the east line of the same, 16 21’ 58” E.,
passing over iron pins at 22.12 feet, 678.00 feet and 1319.62 feet, a total distance of 1353 feet, more or less, to a point on the centerline of the Lake Road;  
thence, along said centerline, S. 54 39’ 34” W., 844.69 feet to the place of beginning.

            Containing 17.7 acres of land, more or less, and being the same as premises as conveyed to Joseph J. Neratko et ux by Land Contract recorded in
Chautauqua County in Liber 1349 at Page 141; find a Deed recorded in Liber 1558 at Page 89;


                                                    1

            AND ALSO ALL THAT TRACT OR PARCEL OF LAND, situate in Lot 4, Town 4, Range 14 of the Holland Land Company’s Survey, Town of Westfield,
Chautauqua County, State of New York, bounded and described as follows, it wit: BEGINNING at a point on the centerline of State Highway 9030, also known as
Lake Road (as a 66’ right-of-way), said point being at the intersection of said centerline with the east line of Lot 4; thence, along the centerline of Lake Road, S.
54  39’ 34” W., 1098.29 feet to a point; thence, S. 54  43’  W. 64.16 feet to a point; thence, N. 0 11’  20” east., passing over iron survey point at 40.52 feet,
a total distance of 1154.95 feet to an iron survey point; thence, S. 87 14’  18” W., 512.64 feet to an old iron pin near the top of the high bank of Lake Erie;
thence, N. 0  , 00’, 65 feet, more or less, to the waters of Lake Erie; thence along said water line, as it winds and turns, to the northeast corner of lands
conveyed to Joseph Neratko, by Raymond Damon by deed recorded in Chautauqua County Clerk’s Office in Liber 1105 at Page 216; thence, along the east
line of the same, S.  0 22’ 30” W., passing over an iron survey point at 105.54 feet and iron pipes at 757.07 feet, 1338.55 feet and 1510.00 feet, a total
distance of 1550 feet to the place of beginning.

             Containing 32.4 acres of land, more or less, and being a portion of the same premises as conveyed to Joseph Neratko by deed recorded in Chautauqua
County in Liber 1105 at Page 216.

            Subject to covenants, easements and restrictions of record, if any.

ARTICLE IV
DEFINITION AND TERMS
            The following terms when used in this Declaration and in the other instruments constituting the Condominium documents are intended to be consistent
with the meanings ascribed to them by the Condominium Act and are defined herein as follows:

1        “Apartment unit” means a unit which may be used for a residence only.

2        “Assessment” means that portion of the cost of maintaining, repairing and managing the property which is to be paid by each unit owner as determined by
the Board of Managers.

3        “Board of Managers” means the group of persons elected, authorized and directed to manage and operate the Condominium as provided by the
Condominium Act, this Declaration and the By-laws.

4        “Building or buildings” means the eleven multi-unit residential structures, Lakeview Lounge, Recreation building, storage/maintenance structure and the
office complex.

5        “Common charges” means each unit’s share of the common expenses in accordance with its common interest in relation to the entire project, as
determined by the Board of Managers.

6        “Common elements” means all that part of the Condominium property other than a unit shown on the plans, Exhibit “A” (site plan), annexed hereto and as
more particularly set forth in Article VIII.

7        “Common expenses” means and includes the actual and estimated expenses of operating the property and any reasonable reserve for such purposes as
found and determined by the Board of Managers and all sums designated common expenses by or pursuant to the Condominium documents.

8        “Common interest” means the proportionate undivided interest in the fee simple absolute in the common elements appertaining to each unit as expressed
in this Declaration.

9        “Common profits” means the excess of all receipts of the rents, profits and revenues from the common elements or other assets of the Condominium
organization remaining after deduction of the common expenses and allowing for the retention of a reasonable reserve for future expenditures, all as fixed by
the Board of Managers.
                                                    2

10        “Common surplus” means the excess of all receipts of the Condominium organization including but not limited to assessments, rents, profits and
revenues on account of the common elements, over the amount of common expenses.

11        “Common documents” means and includes this Declaration as the same may be amended from time to time and the exhibits annexed hereto and
identified as follows:

    EXHIBIT A:        Site Plan;
    EXHIBIT B:        Basic floor plans;
          EXHIBIT C:        By-laws of this Condominium.

12        “Condominium parcel” means a unit together with the undivided share in the common elements which is appurtenant to the unit.

13        “Condominium property” means and includes the land in the Condominium, whether or not contiguous, and all improvements thereon and all
easements and rights appurtenant thereto for use in connection with the Condominium.

14        “Declarant” means Edgewater Condominium its successors and assigns, as the maker of this Declaration.

15        “Declaration” means the instrument by which the property was submitted to the provisions of the Condominium Act and such instruments as from time to
time amend the same in accordance with said Act and the By-laws of this Condominium.

16        “Family” as used in this Declaration and in the By-laws and Rules and Regulations means the immediate family of the unit owner.

17        “Majority” of unit owners and specified percentages of unit owners is the “majority” as set forth in the By-laws or in this Declaration for each particular
determination, pursuant to Section 339-e, subparagraph 8, of the Condominium Act.

18        “Operation of the property” means and includes the administration of the project, the operation, maintenance, repairs or replacement of and the making
of any additions or improvements in the common elements.

19        “Person” means a natural person, a corporation, partnership, the Condominium Organization herein referred to, trustee or other legal entity.

20        “Plans and specifications” means the plans and specifications prepared by William Jehle and David Daigler, Licensed Professional Engineers, set forth
in Article V.

21        “Property” or “Premises” means and includes the land, the buildings and all other improvements thereon as set forth in this Declaration and the easement
rights and appurtenances thereunto belonging, and all other property, real, personal or mixed intended for use in connection with this Condominium.

22        “Recording Officer” means the Clerk of the County of Chautauqua and “recording” or “recorded” means the filing for that purpose with the said Clerk of
the County of Chautauqua and the payment of the proper fees therefore.

23        “Share” means the percentages in and to the common elements attributed to each unit.

24        “Site and floor plans” means the site and floor plans of the buildings and showing the layout, location, approximate dimensions of the unit, the unit
designations as presented in Exhibits A and B.
                                                    3


25        “Unit” means one of the parcels of property intended for use as a private residence which is privately owned and has a unit designation.

26        “Unit designation” means the number, letter or combination thereof or other official designations conforming to the tax lot number, if any,

27        “Unit owners” means the person or persons owning a residential unit in fee simple.


ARTICLE V
BUILDINGS AND FACILITIES ERECTED
            The buildings and facilities constructed include: eleven (11) residential buildings housing one hundred four (104) dwelling units in three basic
configurations, each with a private entrance; a recreation building; a two story lounge; two (2) laundry facilities; an administration building with upstairs
apartment; an equipment garage with attached storage facilities; a swimming and tennis complex; waste water treatment facility; and various other minor
structures.  All parking spaces are considered common areas for the use of all unit owners and will not be assigned as part of any one unit.

            The Plans and Specifications, setting forth the details of the above buildings were prepared by William Jehle, residing at Williamsville, New York, and
David Daigler, residing at Swormville, New York, licensed Professional Engineers, and are on file in the office of the Clerk of the Town of Westfield, New York
and in the office of the Declarant.

ARTICLE VI
UNIT DESIGNATIONS AND DESCRIPTION
            The unit designation of each residential unit, its location, dimensions, approximate area, number of rooms and common elements to which it has
immediate access, and other data concerning proper identification, are as set forth in the site and floor plans marked Exhibit “A” and “B” and attached hereto
and made a part hereof.  Each unit is a separate freehold estate.  Each such unit is subject to such encroachments as are contained in the building, whether
the same now exist or may be caused or created by construction, settlement or movement of the buildings, or by permissible repairs, construction or alteration.

            The unit description, horizontally, consists of the area measured horizontally from the center of the exterior walls of the building to the center of the
opposite exterior walls of the building, or the center of the partition that separates such unit from other units, as the case may be.

            The unit description, vertically, for the second story units, consist of the area measured vertically from the center of the floor to the center of the
ceiling; for one-story ground level units the area is measured from surface of concrete floor slab to the center of the ceiling.

            Each unit includes electrical and plumbing outlets within the unit, all windows, screens, and the entrance door and its hardware, but not the exterior
finish of said door.

            Each unit does not include the structural members of the building or pipes, ducts, wires, conduits, improvements and other facilities running through
any wall, partition, floor or ceiling.

            Every conveyance or lien using the unit designation assigned to it shall be deemed to include its proportionate undivided interest in the common
elements without requiring specific reference thereto.
                            

                                                    4





ARTICLE VII
CHARACTER AND USE
            Each of the one hundred four (104) units is intended to be used as a private residence and shall be occupied on an overnight basis by no more than
eight people in a two bedroom unit or six people in a one bedroom unit or a studio unit.  These numbers to include children and infants.

            The common elements shall be used for the benefit of the unit owners.
                                                    
ARTICLE VIII
DESCRIPTION OF COMMON ELEMENTS
            Each unit shall include an undivided interest in the common elements (defined in Article IV as the “Condominium Parcel”).

            The common elements consist of all parts of the condominium property other than the unit and are defined as follows:
            
            The common elements for each unit owner shall include, without limitation, the multi-family buildings (except for the unit), the airspace above the said
buildings, the foundations, and structural members, including bearing walls, columns, girders, beams and supports, roofs, balconies, garage, storage spaces,
parking spaces, central motors, pumps, tanks, equipment, apparatus, and all other central and appurtenant installations, including all pipes, ducts, shoots,
conduits, wires, and cables used in connection therewith, (except the outlets thereof when located within the units), required to provide power, light, telephone,
television, gas, water, heat services to or in the Condominium buildings, and shall also include the land described in Article III, which shall include the land
upon which each multi-family building is located, lawns, trees, shrubs, and all landscaping, pavements, recreation areas, private drives (as shown in Exhibit “A”)
and all other community facilities, however it shall not include dedicated streets, or any air conditioning equipment.

            The common elements shall include easements for access, maintenance, repair, reconstruction or replacement of the foregoing structural members,
equipment, installations and appurtenances and for all other services necessary or convenient to the existence, maintenance, safety and use of the property.

            Portions of the common elements are hereby set aside and allocated for the restricted use of the respective units and shall be known as “Restricted
Common Elements”.

The restricted common elements shall include all lakeside balconies and patios attached to the units.
            
            Restricted common elements shall be for the restricted use and enjoyment of the respective owners of the unit or units having direct access to them.

            The proportionate percentage of undivided interest in the common elements (defined in Article IV as the “Share”) hereby established and which shall
be conveyed with each respective unit is set forth in Article IX.


                                                    5



ARTICLE IX
NATURE OF COMMON ELEMENTS
AND COMMON INTEREST
            Section 1.  Each unit has appurtenant to it a common proportionate undivided interest in the common elements (share).  The amount of the
percentage proportion or share appurtenant to each unit in the common elements is in equal percentages within separate classifications of units.  There are
two classifications of units:  one bedroom and two bedroom.  The fraction will have a numerator of one (1) for each one bedroom, and one and one-half (1.5)
for each two bedroom, and a denominator equal to the total separate units actually included, annexed and/or developed in the property.  The fractions for the
104 units constructed are 36/138 for the 36 one bedroom units and 102/138 for the 68 two bedroom units.

            Section 2.  The common interest appurtenant to each unit is declared to be permanent in character and cannot be altered without the consent of all
unit owners affected, as expressed in an amended Declaration.

            Section 3.  The common elements shall not be divided, nor shall any right to partition any thereof exist, but nothing herein contained shall be deemed
to prevent ownership of a unit as tenants by the entirety, joint tenants or tenants in common.

            Section 4.  Each unit owner may use the common elements in accordance with purposes for which they are intended without hindering the exercise of,
or encroaching upon, the rights of other unit owners.  This section shall be deemed to prevent some unit owners from enjoying substantially exclusive rights or
advantages in a part or parts of the common elements (except for restricted common elements) by reason of their ownership of a particular unit or units.

            Section 5.  The unit owners shall have the irrevocable right, exercised by the Board of Managers its designee, to enter any unit at any time during an
emergency, or during reasonable hours and upon reasonable notice for the following purposes;
(a)        to inspect, repair and/or improve the common elements.
(b)        To inspect or repair and/or improve the unit or adjoining units when responsibility therefore rests with the Board of Managers.
(c)        To prevent damage to the common elements or to any unit
(d)        To abate any violation of law, order, rules or regulations of the condominium or any governmental authority having jurisdiction thereof.
(e)        To correct any condition which violates the provisions of any mortgage covering another unit.

            Section 6.  The Board of Managers shall, if any question arises, determine the purpose for which a common element is intended to be used.  They
shall have the right to promulgate rules and regulations limiting the use of the common elements to unit owners and their respective families, guests, invitees,
and employees as well as to provide for the exclusive use by a unit owner and his guest, for special occasions, of the common elements.  Such use may be
conditioned, among other things, upon the payment by the unit owner seeking such use, of an assessment as may be established by the Board of Managers for
the purpose of defraying the cost thereof.

            Section 7.  The maintenance, repair, replacement, management, operation and use of the common elements, as set forth in Article VIII, shall be the
responsibility of the Board of Managers, but nothing herein contained shall be construed so as to preclude the Board from delegating these duties to a manager
or agent or to other persons, firms or other corporations.

            Section 8.  The expenses incurred or to be incurred for the maintenance, repair, replacement, management, operation and use of the common
elements shall be collected from the unit owners and assessed as common charges by the Board of Managers.

            Section 9.  (a) The Board of Managers shall have the right to make or cause to be made, such alterations and improvements to the common elements
as in its opinion may be beneficial and necessary so long as they do not change the basic character, purpose, or use of the common elements, or those
requested in writing by a unit owner or owners and the holders of first mortgages thereon.  The Board may require the consent in writing before undertaking such
work from such unit owners and the holders of first mortgages thereon, whose rights, in the sole opinion of the Board, may be prejudiced by such alterations or
improvements.           6
                                                    

           (b)  When, in the sole opinion of the Board, the alteration or improvement is general in character the costs therefore shall be assessed as common
expenses.

(c)  When, in the sole opinion of the Board, as evidenced by a vote of two-thirds thereof, the alteration or improvement is exclusively or substantially for the
benefit of one or more unit owners that request it, the cost shall be assessed against such owner or owners in such proportion as the Board shall determine is fair
and equitable.  Nothing herein contained shall prevent the unit owners affected by such alteration or improvement from agreeing in writing, either before or
after the assessment is made, to be assessed in different proportion.

            Section 10.  No unit owner shall do any work which would affect or alter any of the common elements or impair any easement or hereditament therein.

            Section 11.  While the property remains subject to this Declaration and the Condominium Act, no liens of any nature shall arise or be created against
the common elements except with the consent in writing of 90% of the unit owners and the holders of first liens thereon, except such liens as may arise or be
created against the several units and their respective common interests under Sectin 339-1 of the Condominium Act.              
Every agreement for the performance of labor or the furnishing of materials to the common elements, whether oral or in writing, must provide that it is subject to
the provisions of this Declaration, and the Condominium Act and the right to file a mechanic’s lien by reason of labor performed or materials furnished is waived.


            Section 12.  All common charges received or to be received by the Board of Managers and the right to receive such funds shall constitute trust funds
for the purpose of paying the cost of labor and materials furnished to the common elements at the expressed request or with the consent of the Board of
Managers or their designee and the same shall be expended first for such purposes before expending any part of the same for any other purpose.  Nothing
herein contained shall require the Board of Managers to keep such charges in a separate bank account and no violation of said trust shall arise by reason of the
commingling of the funds held by the Board of managers in one bank account.

            Section 13.  Every unit owner shall comply strictly with the By-laws, rules, regulations, resolutions and decisions adopted pursuant thereto in relation to
the units or the common elements.  Failure to comply with any of the same shall be grounds for an action to recover sums due, for damages, for injunctive relief
or for any or all of them.  Such action may be maintained by the Board of Managers on its own behalf or on behalf of the unit owners aggrieved.  In any case of
flagrant or repeated violation by a unit owner, he may be required by the Board of Managers to give sufficient surety or sureties for his future compliance with
the By-laws, rules, regulations, resolutions and decisions.  Nothing herein contained shall prevent, in a proper case, any independent action by an aggrieved
unit owner for such relief.

ARTICLE X
UNITS:  THEIR MAINTENANCE AND REPAIR
            Section 1.  No unit owner shall do or cause to be done any work affecting his unit which would jeopardize the soundness or safety of the property,
reduce the value thereof, or impair any easement or hereditament therein.  The unit owner shall cause any work being performed on the unit, which in the sole
opinion of the Board of Managers violates this section, to be immediately stopped, and he shall refrain from recommencing or continuing the same without the
consent in writing of the Board.  He shall not repair, alter, replace or move any of the common elements which are located within his unit without the prior
consent in writing of the Board.  He shall not repair, alter, replace or perform work of any kind on the exterior of the building or excavate an additional basement
or cellar without, in every such case, first obtaining in writing the consent of the Board of Managers.  He shall not alter or replace any walls except those non-
bearing partition walls which are wholly within his unit.

            Section 2.  It shall be the right and responsibility of the Board of Managers to maintain, repair or replace:
            All portions of the unit which contribute to the support of the building, including main bearing walls, but excluding painting, wall papering, decorating
or other work on the interior surfaces of walls, ceilings and floors within the unit.                                                7
                                                                                                                                            
(a)        All portions of the unit which constitute a part of the exterior of the buildings, including the exterior finish of any exterior door, but excluding the door
themselves, their hardware or any air-conditioning components.

(b)        All common elements within the unit.

(c)        All incidental damage caused by work done by direction of the Board of Managers.

(d)        In the performance of any labor or in the furnishing of any material to a unit, under the direction of the Board of Managers, no lien shall be established
or give rise to the basis for filing a mechanic’s lien against the unit owner except such work performed for emergency repair.  Nothing herein contained shall
prevent such mechanic’s lien being filed against a unit owner who expressly consents and requests in writing that the work be done.   

            Section 3.  It shall be the responsibility of the unit owner:  
(a)        To maintain, repair or replace at his own expense the heating unit and air-conditioning unit (if any) and all other items specific to the unit including all
hot water system components, windows and window glass and screens, storm doors and door glass, exterior doors and associated hardware, and any
other                               
    portions of the unit which may cause injury or damage to the other units or to the common elements except          
    the portions thereof mentioned and described in Section 2 hereof.

(b)        To paint, wallpaper, decorate and maintain the interior surfaces of all walls, ceilings and floors within the unit.

(c)        To perform his responsibilities in such a manner and at such reasonable hours so as not to disturb other unit owners residing in the building.

(d)        To refrain from repairing, altering, replacing, painting or otherwise decorating or changing the appearance of any portion of the common elements
without first obtaining the consent in writing of the Board of Managers and to refrain from repairing, altering, replacing, painting decorating or changing any
balcony, by the unit owner or otherwise, without obtaining the aforementioned consent.

(e)        To promptly report to the Board of Managers or their agent all work that he intends to perform for repair of any kind, the responsibility for the remedying
of which lies with the Board of Managers.  Any consent by the Board of Managers to the performance of such work by the unit owner shall not constitute an
assumption by the Board of Managers to pay therefore.  Also, the failure of the Board of managers to take action on such notice shall not be deemed a waiver
by it of its rights and shall not constitute consent by the Board or an assumption by it to pay for any work performed by the unit owner.  Any consent given by the
Board of Managers may set forth the terms of such consent and the unit owner shall be required to abide thereby.

Section 4.   Nothing in this article contained shall be construed so as to impose a personal liability upon any of the members of the Board of Managers for the
maintenance, repair or replacement of any unit or common element or give rise to a cause of action against them.  The Board of Managers, as such, shall not
be liable for damages of any kind except for willful misconduct or bad faith.

ARTICLE XI
UNITS:  HOW CONSTITUTED AND DESCRIBED
    Section 1.  Every unit, together with its undivided common interest in the common elements, shall for all    purposes be, and it is hereby declared to be and
to constitute a separate parcel of real property and the unit

                                            8

owner thereof shall be entitled to the exclusive ownership and possession of this unit subject only to the covenants, restrictions, easements, By-laws, rules,
regulations, resolutions and decisions adopted pursuant thereto as may be contained in the Condominium documents or as may from time to time be passed in
accordance with this Declaration and the By-laws.
                                            
            Section 2.  A unit shall be described in the Deed by unit designation as shown on Exhibit “A” hereto annexed,and shall recite that it is part of the
premises described in Article III of this declaration giving the liber and page and the date of recording this Declaration. It shall state the common interest
appertaining thereto.  It shall further recite that the conveyance is made together with the benefits, rights (including exclusive use rights for restricted common
elements), and privileges stated in the Condominium documents and subject to all easements, covenants, restrictions, liens, charges, uses, By-laws, rules,
regulations, and resolutions and decisions in accordance therewith as set forth in the Condominium documents.

            Section 3.  Every conveyance or lien using the unit designation assigned to it as shown on Exhibit “A” hereto annexed, shall be deemed to include its
proportionate undivided interest in the common elements, and shall include, without requiring specific reference thereto or enumerating them, all the
appurtenances and easements in favor of the unit, and similarly be subject to all easements in favor of others.

            Section 4.  Any transfer of a unit shall include all appurtenances thereto whether or not specifically described.

ARTICLE XII
BOARD OF MANAGERS
            Section 1.  The Declarant does hereby declare that the affairs of the Condominium shall be governed and controlled under the By-laws by a Board of
Managers.  There shall not be less than five nor more than nine members of the Board of Managers.  The Board of Managers may be enlarged in multiples of
two.  At the expiration of the initial term of office of each respective member of the Board of Managers his successor shall be elected to serve for a term of two
(2) years, as provided in the By-laws.

            Section 2.  The Board of Managers shall have charge of and be responsible for and is authorized to manage the affairs of the condominium
organization, the common elements and other assets held by it on behalf of the unit owners except as herein otherwise limited.  It shall have all the powers,
rights, duties and obligations wherever set forth in this Declaration or in the Condominium documents.  It shall adopt and execute all measures and proceedings
necessary to promote the interests of the Condominium.  It shall hold all funds or other assets of the Condominium and administer them as trustees for the
benefit of the unit owners.  It shall keep accurate records and audit and collect bills.  It shall contract for all loans, mortgages, leases and purchase or sale of
units in the Condominium acquired by it or its designee on behalf of all of the unit owners, where applicable.  It shall direct all expenditures, select, appoint,
remove and establish the salaries of employees and fix the amount on bonds for officers and employees.  It shall maintain the common elements and other
portions of the buildings as herein specified, paying for services and supervising repairs and alterations.  It shall pass upon the recommendations of all
committees and adopt rules and regulations as in their judgment may be necessary for the management, control and orderly use of the common elements, and
in general it shall manage the Condominium property as provided herein and in the By-laws, but nothing herein shall prevent the Board of Managers from
employing, and delegating such powers as it deems advisable to, professional management.

            Section 3.  In order to limit the liability of the unit owners, the members of the Board of Managers, or its designee, any contract or other commitment
made by the Board of Managers, or a designee in its behalf, shall state that it is made by the Board of Managers, its managing agent, manager or other
designee as the case may be, only as agent for the unit owners, and that the members of the Board of Managers, its managing agent, manager or other
designee, shall have no personal liability for any contract or commitment (except as unit owners), and that the liability of any unit owner on any such contract
or commitment shall be limited to such proportionate share of the total liability as the common interest of each unit owner bears to the aggregate common
interest of all unit owners. The Board shall have no liability to the unit owners for errors of judgement or otherwise, except for willful misconduct or bad faith.  It
is discretionary with the Board whether its members shall be bonded for this purpose.
                                                    


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            Section 4.  True copies of the floor plans, this Declaration, the By-laws, the rules and regulations, resolutions and decisions shall be kept on file in the
office of the Board of Managers and shall be available for inspection at convenient hours of weekdays by persons having an interest therein.
                                                                                                                            Section 5.  The Board of Managers, or a managing agent which it employees,
as the case may be, shall keep detailed accurate records, in chronological order, of the receipts and disbursements arising from the operation of the property.  It
shall also keep an assessment roll as more fully set forth in Article XIII, Section 9, hereof.  Such records and the vouchers authorizing the payment shall be
available for examination by the unit owners at convenient hours of weekdays.  A written report summarizing such receipts and disbursements shall be made
available by the Board to all unit owners at least once annually.  

ARTICLE XIII
CHARGES, ASSESSMENTS AND PROFITS
            Section 1.  No unit owner may exempt himself from the liability for payment of his common charges and expenses by waiver of the use or enjoyment of
any of the common elements or by abandonment of his unit except as provided in Section 2 of this Article.

            Section 2.  Any unit owner may offer his unit to the Board of Managers.  The Board at its option may accept or refuse such conveyance.  After such
Conveyance the unit owner shall be exempt from common charges thereafter accruing.

            Section 3.  The common expenses shall be charged by the Board of Managers to the unit owners, according to their respective common interest.  The
common profits of the property, after offsetting the common expenses and making due allowance for the retention of a reserve to cover future common
expenses, shall be distributed among the unit owners in the same manner.  

            Section 4.  Insurance shall be obtained upon the property and the cost thereof shall be borne and paid as common charges and as hereinafter more
fully set forth in Article XVIII.  

            Section 5.  Assessments against the unit owner shall be made and approved by the Board of Managers and shall be paid by the unit owners and each
owner shall be liable for this share of the common charges, except as in this article provided.

            Section 6.  Assessments for common charges shall be made for the calendar year annually in advance on January 1st of the year for which the
assessments are made.   Such annual assessments shall be due and payable in equal monthly installments on the 1st day of each and every month.  The Board
of Managers may review and reconsider the assessments made and any increase or decrease the same such changes are required for the proper management,
maintenance and operation of the common elements.  In the case of an increase, the unit owners shall pay any such increase on the 1st day of the month
following notice of the increase.

             Section 7.  All liens against the common elements of any nature including taxes and special assessments levied by governmental authority may be
paid by the Board of Managers and shall be assessed by it against the unit or units in accordance with their respective interest or against all units, whichever in
the judgement of the Board of Managers is appropriate.

            Section 8.  All other assessments, either for emergencies or otherwise, shall be made by the Board of Managers in accordance with the provisions of the
Condominium Act and the Condominium documents and if the time of payment is not set forth therein, the same shall be determined by the Board of Managers.


            Section 9.  The assessments against all unit owners shall be set forth upon a roll of the units which shall be available in the office of the Board of
Managers for inspection at all reasonable times during the weekdays by unit owners or their duly authorized representatives.   Such roll shall indicate for each
unit the name and address of the owner and owners, the assessments for all purposes and the amounts of all assessments paid and unpaid.  A certificate made
by the Board of Managers as to the status of a unit owner’s assessment accounts shall limit the liability of any person for
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whom made other than the unit owner.  The Board of Managers, or its agent, shall issue to the first mortgagee upon its demand a certificate showing the status
of the assessments due from the unit owner and shall also issue such certificates to such persons as a unit owner may request in writing.

            Section 10.  The owner of a unit and his grantees shall be jointly and severally liable for all unpaid assessments due and payable at the time of the
conveyance but without prejudice to the right of the grantee to recover from the grantor the amounts paid by the grantee therefor.  A purchaser of a unit at a
judicial sale shall be liable only for assessments prorated to the period after the date of such sale.

            Section 11.  If any assessment or common charge shall remain due and unpaid for more than 15 days, the Board of Managers is empowered to file or
record a lien therefor and to enforce the same pursuant to Section 339-aa of the Condominium Act.

            Section 12- Collection of Common Charges and Assessments
            If the common charge or assessment or installment thereof is not paid within 30 days after the due date;  (1) the common charge or assessment shall
bear interest from the due date at such rate not to exceed the maximum rate of interest then permitted by law; (2) the Board of Managers may accelerate the
remaining installments, if any, of such common charges or assessments upon notice thereof to the Unit Owner which notice shall afford the Unit Owner not less
than 10 days to pay such installment of common charges, and (3) the Board of Managers may bring legal action against any unit owner personally obligated to
pay the same or foreclose the lien on such unit pursuant to, and in the same manner provided by, New York State Law.  The cost of any such proceeding and
other costs or expenses incurred in efforts to collect such past due common charges or assessments, including reasonable attorney’s fees, shall be added to the
amount of such common charges or assessment, accelerated installments, if any, late charges and interest.  Any amounts collected on past due common
charges or assessments shall be applied in the following order: attorney’s fees or other costs of collection; interest; late charges and then the common charges
or assessments, beginning with the common charge for assessment past due for the longest period of time”.

            Section 13 – Rights and Obligations Regarding Foreclosure of Liens for Unpaid Common Charges
            In any action brought by the Board of Managers to foreclose a lien on a unit because of unpaid common charges, the unit owner shall be entitled to
the appointment of a receiver to collect the same.  The Board of Managers, acting on behalf of all unit owners, shall have the power to purchase such unit at
the foreclosure sale and to acquire, hold, lease, mortgage, and vote the votes appurtenant to, convey or otherwise deal with the unit.  A suit to recover a money
judgement for unpaid common charges shall be maintainable without foreclosing or waiving the lien securing the same.
ARTICLE XIV
RESTRICTIONS
            Section 1.  The Declarant, and every unit owner by the acceptance of the Deed, and their heirs, successors and assigns, covenant that they will
faithfully observe all of the terms, covenants and conditions wherever imposed in this Declaration.

            Section 2.  The covenant in Section 1 of this Article shall not constitute a guarantee of any kind by the Declarant to pay the common expenses and
charges, or any other obligations, of the unit owners other than Declarant.

            Section 3.  Each unit owner, his heirs, successors and assigns, further covenants:
            
                 (a)  He will not use, cause or permit the unit to be used other than as provided in this Declaration, nor will         he use, cause or permit the unit to be
subdivided, changed or altered without first